Guides
Home bookkeeping, family budgets, and expense tracking in Telegram.
Site: https://ladno.dev
How to keep household books: a simple start in one week
A week of habit: accounts, categories, and daily expense logging so money feels alright.
Family budget for the month: plan, limits, and a period-end review
Monthly loop: income, “spent / left” limits, and a review evening at period end.
Expense tracking in Telegram: who it suits and how to start
Telegram is always at hand: open the bot — log an expense, no separate home-screen icon.
Excel or a budget app: what a family should choose in 2026
A spreadsheet is fine for a weekly roll-up; daily entry usually wins with an app.
The 50/30/20 method: how to adapt it for a family in BY/RU
Needs / wants / goals — a guide, not a law; limits are easier to keep by category.
Expense categories for a family with a child: a list that does not balloon
8–15 top-level categories and subcategories only where there is a decision.
Tracking in BYN and a second currency: rates without chaos in your head
Write as you paid; meaning of totals is in the base currency. The rate is a snapshot on the date.
How to use Ladno: first expense, budget, and history
Start → Mini App → drag expense → “spent / left” budget → history.
Transfers between your own cards: expense or move
Transfer out/in is a money move, not a spend. Same accounts and “roughly by rate” break the picture.
Joint or separate budget in a family
Three couple models: joint pot, separate cards, and hybrid. The rule matters more than the app.
Shared expense tracking
One logging rule, one shared wallet for household, and a weekly review — not every receipt.